Progressive

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NO CREDIT NEEDED

Good credit, bad credit, or no credit? Progressive leasing may be an option for you.

There's no credit needed when you use Progressive Leasing!

Easy Application

All you need is a couple of minutes to fill out our application. Get an instant decision with a No Credit Needed lease.

The Lease-to-Own Program from Progressive Leasing, LLC, can be a great way to get what you want right now. Progressive Leasing offers a simple program where you pay over the course of the agreed upon lease period. Once the item(s) has been paid in full, you own the product(s).

Payments will be automatically deducted from your checking account. Your payment frequency will depend upon the payday frequency you provided on your application.

You must be 18 years old, have a checking account and provide personal information like: personal information (name, address, driver’s license, Social Security number, etc.); checking account information (account number, routing number, and when the account was opened); and employment information (employer name, address, hire date and monthly income).

There is no processing fee. Your initial payment will be withdrawn from your credit/debit card immediately after the lease is executed. Please see your Lease Agreement for further details.

Yes. You can buy the merchadise at any time. If you pay it off in the first 90 days, you can take advantage of the 90-day purchase option (3-month payment option in CA) provided in your Lease Agreement. The 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA).

Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer Service agents are available Monday through Friday from 8 a.m. to 5 p.m. (MST) and on Saturdays between 8 a.m. and 4 p.m. (MST) and closed Sunday. You may also access your account online 24 hours a day, 7 days a week at: https://www.progressivelp.com/rtocp/Login.aspx

How long is the lease agreement?

Most lease agreements are for a maximum of 12 months.

The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details

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